Previous Year Solved Question Papers

Previous Year Solved Question Papers

MCQs on Banking Affairs -26

1. Reserve Bank of India (RBI) was established on the recommendations of__________
A. U.K.Patel Committee
B. Hilton Young Commission
C. S.Chetty Commission
D. None of these


2. The banks get benefited most from which of the following entity ?
A. Fee of services
B. Loans
C. Securities
D.Saving Account


3. What can be the maximum limit of CRR for a commercial bank to maintain cash 
with RBI?
A. 55%
B. 40%
C. 50%
D. 49%


4. Which of the following is a not function of National Bank for Agriculture & 
Rural Development ?
A. Co-ordinates the rural credit institutions
B. Acts a coordinator of commercial bank for commercial purpose
C. Acts as regulator for cooperative and RRBs
D. Provides assistance to eligible institutions of agriculture and rural
development


5. Which of the following is the Qualitative parameter of Key Performance Indicators For Public Sector Banks?
A. Return on Assets
B. NIM (Domestic)
C. Cost (Overhead) as % of total income
D. Efforts made to conserve capital


6. Foreign direct Investment is prohibited in which of the following sector of India under Govt Route as well as the Automatic Route?
A. Business of Chit Fund
B. Housing and Real estate Business
C. Manufacture of cigars and tobacco substitutes
D. All of the above


7. Which of the following authorities is not involved with FDI dealing?
A. Reserve bank of India
B. Foreign Investment Implementation Authority
C. Securities and Exchange board of India
D. Foreign Investment Promotion Board


8. Which of the following is the most valid reason for India to export gold to 
Bank of England in 1991?
A. To set up India-UK bilateral relationship
B. India returned UK gold
C. To meet foreign exchange crisis
D. For Investment in Bristish companies


9. The sheet of record which contains all monetary transaction between an country and the rest of the world is called –
A. Balane of trade
B. Balance of Payment
C. Balance sheet
D. Export-Import Data


10. The inflation led by rising food prices caused by increased demand for 
agricultural commodities is called –
A. Hyperinflation
B. Stagflation
C. Agflation
D. Deflation


11. What does ‘L’ stands for in term CBLO?
A. Liquidilty
B. Lending
C. Lower
D. Licence


12. Which commitee has been set up to examine the un-claimed amount in PPF, post office and saving schemes?
A. H devaraj Committee
B. H R Khan Committee
C. GopalKrishna Committee
D. k V Kamath Panel


13. Financial services at affordable costs to the sections of disadvantaged and 
low-income group of society is called as-
A. Financial Inclusion
B. Fiancial Stability
C. Deflation
D. Good trade


14. Retail banking sector is not not characterized by which of the following?
A. Multiple products
B. Multiple Channels of distribution
C. Multiple Brands
D. Mutiple consumer groups


15. Find the correct match of finance organization and their headquarters?
A. ADB-Manila
B. RBI-New Delhi
C. IMF- NewYork
D. IDA- Geneva

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