MCQs on Banking Affairs -27

1. RBI Provides ____ for meeting day - to - day receipt and expenditure mismatch to both Central and State Governments.
a) Treasury bills
b) Ways and Means advance
c) Date and securities
d) All the above




2. Indian Commercial Banks are categorized into:
a) Public sector Banks
b) Foreign Banks
c) Private Sector Banks
d) All of the above



3. Regional Rural Banks have been set up with the basic objectives of:
a) Providing credit to semi - urban & urban population
b) Providing deposits facilities to farmers
c) Providing credit & deposit facilities to rural areas
d) Providing credit, deposit and other banking facilities to people in rural areas



4. _____ is raised in capital markets.
a) Funds through long term securities
b) Long term loans through Govt. securities
c) Medium term loans
d) Short - term instruments



5. Interest on Government securities on fixed basis is known as:
a) Bank rate
b) Coupon
c) Prime Lending Rate
d) Bench mark PLR



6. __ was not nationalized in 1969:
a) Punjab National Bank
b) Oriental Bank of commerce
c) Bank of Baroda
d) Union Bank of India



7. In the first round 14 major banks with a liability base of ____ were nationalized:
a) 10 crore or more
b) 20 crore or more
c) 50 crore or more
d) 100 crore or more



8. SLR is maintained as a percentage of:
a) Demand liabilities
b) Time and Demand liabilities
c) Gross time and demand liabilities
d) Net demand and time Liabilities



9. The maximum Statutory Liquidity Ratio to be maintained by banks is_____:
a) 25%
b) 30%
c) 35%
d) 40%



10. CRR funds are kept by the Banks in ____:
a) Cash in hand at branches
b) Balance with other banks
c) Balance in a special Account with RBI
d) Funds in the currency chest



11. An increase in CRR by RBI leads to:
a) Decrease in deposit
b) Increase in deposit
c) Increase in lendable resources
d) Decrease in lendable resources



12. When RBI reduce the CRR it results into:
a) Decrease in deposit
b) Increase in deposit
c) Increase in lendable resources
d) Decrease in lendable resources



13. What is meant by development Oriented banking?
a) Infrastructure financing
b) Extending loans to States, which are un-development
c) Taking up the task of development of the economy by providing support to under privileged sections of the society
d) All the above



14. Principal functions of SIDBI:
a) Promotion of SSI
b) Finance of SSI
c) Development of SSI
d) All the above



15. ____ heads and conducts the affairs of RBI:
a) Central Board
b) Local board
c) Regional board
d) All of the above

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