MCQs on Govt. Schemes & Policies - 3

1. Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government-backed -------- insurance scheme

(a) Accident
(b) Vehicle
(c) Crop
(d) Property




2. Pradhan Mantri Suraksha Bima Yojana (PMSBY) will cover ______

(a) Death due to Accident
(b) Disablement due to Accident 
(c) Both Disablement & Death due to Accident
(d) None of the above




3. PMSBY was formally launched by Prime Minister Narendra Modi in Kolkata on

(a) 1 June 2015
(b) 9 May 2015
(c) 26 January 2016
(d) 15 August 2014




4. PMSBY is available to people between the age group of ----------

(a) 18-60 years
(b) 21-55 years
(c) 21-70 years
(d) 18-70 years



5. Which of the following is true about PMSBY


(a) The scheme will be a one year cover, renewable from year to year
(b) All savings bank account holders in the age 18 to 70 years in participating banks will be entitled to join
(c) Aadhar would be the primary KYC for the bank account.
(d) All the above




6. Under PMSBY Scheme, the amount to be paid to the insurance holder/nominee in case of accidental death or full disability is

(a) 1 lakh
(b) 2 lakh
(c) 1.5 lakh
(d) 2.5 lakh





7. Under PMSBY Scheme, the amount to be paid to the insurance holder/nominee, when there is total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot due to accident

(a) 1 lakh

(b) 1.5 lakh
(c) 2 lakhs
(d) 2.5 lakh



8. Under PMSBY Scheme, the amount to be paid to the insurance holder/nominee in case of partial disability occurred due to accident (total and irrecoverable loss of sight of one eye or loss of use of one hand or foot) ?


(a) 2 lakh
(b) 1.5 lakh
(c) 2.5 lakh
(d) l lakh




9. What is the annual premium of Pradhan Mantri Suraksha Bima Yojana?

(a) Rs.12/-
(b) Rs.25/-
(c) Rs.10/-
(d) Rs.15/-




10. Under PMSBY Scheme, the insurance cover shall be for the  one year period stretching from

(a) 1st April to 31st March
(b) 1st June to 31st May
(c) 1st July to 30 June
(d) 1 January to 31st December






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